Payment routing & cascading
Optimise payments with our smart routing platform. Simplify complex flows and concentrate on your business while our system finds the best providers for secure, smooth transactions. Perfect for startups and businesses on the rise.
Smart provider selection
Automatically route transactions to the most suitable provider to optimise cost-effectiveness and save on payment fees.
Automated
re-routing
Maintain a consistent transaction flow with an option to set up reroute paths. If a provider is unresponsive or a threshold is approaching, we can rescue potentially lost transactions.
Traffic distribution
Use our platform to effectively manage and distribute traffic across multiple providers, based on your established rules. Enhance transaction success rates and optimise operational efficiency.
Payment routing
Payment routing is a powerful tool that directs transactions to the most suitable payment provider based on predefined rules or dynamic parameters. Our platform enables businesses to optimise transaction costs, increase acceptance rates, and distribute payment loads effectively, all while mitigating the risks associated with provider downtime.
Static and dynamic routing
By offering both static and dynamic routing options, our platform provides the flexibility to address diverse payment processing needs, enabling businesses to maximise approval rates for their transactions and reduce costs associated with failed transactions.
Static routing: consistent and user-controlled
Static routing involves manually configuring fixed routes, making it an excellent choice for companies with straightforward payment flows and minimal provider variability. By setting up predetermined rules based on specific criteria, businesses can ensure a consistent payment experience.
Key static parameters:
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Geolocation -
Amount -
Date & time -
Buyer data -
Currency -
Card issuer/type/brand -
Authentication mode -
Additional payment details
Dynamic routing: adaptable and performance-driven
Dynamic routing adapts to real-time changes, ensuring successful transaction completion and operational continuity. Ideal for businesses with complex payment flows or those working with multiple providers, dynamic routing leverages real-time data to determine the most efficient route for each transaction.
Key dynamic parameters:
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Provider’s fees
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Provider’s limits and restrictions
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Provider’s conversion and acceptance rates
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Your turnovers
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Your traffic ratios
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Your balances
Payment cascading
Cascading is an automated process that resubmits a potentially failed transaction to an alternative provider, ensuring successful payment processing without worsening the customer experience. By using cascading, you can increase your sales potential and reduce losses.
Sequential and adaptive cascading
By offering both sequential and adaptive cascading options, our platform provides the flexibility to cater to diverse payment management needs. This ensures businesses can optimise their transaction approval rates and minimise costs associated with failed transactions.
Sequential сascading: manual control
Sequential cascading involves setting up a fixed sequence of providers for routing payments. This manual method allows businesses to control the payment path and is suitable for operations with stable transaction patterns or a limited number of providers.
Key sequential parameters:
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Providers sequence
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Geolocation
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Amount
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Transaction type
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Currency
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Card brand
Adaptive cascading: automated сontrol
Adaptive cascading dynamically adjusts to changes in real-time providers data. This automatic method is excellent for businesses with complex or high-volume transaction flows or those working with multiple providers. Adaptive cascading uses real-time data to dynamically determine the next provider in the line.
Key dynamic parameters:
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Provider’s performance metrics
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Ongoing provider availability
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Transaction approval ratios
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Current account balances
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Real-time transaction volume
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Provider's restrictions
Maximise approvals and minimise lost sales
Why choose our routing solution
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User-friendly interface
Our platform offers an intuitive, no-code interface.
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Easy rule management
Quickly create and manage routing rules based on a range of parameters.
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No technical expertise required
Optimise your payment processing without needing to delve into the technical details.
Why choose our cascading solution
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Flexible configurations
Supports both manual configurations of provider sequences and parameter-based priority definition.
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Seamless integration
Designed for effortless merging with multiple payment providers.
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Reliable fallback options
Establish robust backup payment methods that align with your existing ecosystem.
Other products
Begin your journey with Scanfraud
Dive into a world where transactions are safer, disputes are managed seamlessly, and payment processes are refined. Book a demo to experience it firsthand.
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